Welcome to the Kerala Government's MSME Insurance Scheme – Your Business Shield.

Scheme Highlights

Discover a transformative opportunity to safeguard your enterprise with a focus on the Bharat Sookshma/ Laghu Udyam Suraksha Policy . The scheme aims at providing financial protection to MSMEs against unforeseen risks, including natural disasters, fire, theft, accidents, and market fluctuations, leaving them vulnerable to significant financial losses with detrimental impact on their businesses. This exclusive scheme offers a remarkable benefit of 50% annual premium reimbursement, capped at an impressive Rs. 5000 per MSME.

The Government of Kerala’s strategic collaboration with four leading PSU insurance providers - National Insurance Company Limited (NICL), New India Assurance Company Limited (NIACL), Oriental Insurance Company Limited (OICL), and United India Insurance Company Limited (UIICL) - ensures that your business receives the utmost support.

Policy Eligibility

To benefit from this scheme, the applicants must meet the following criteria:
- Be registered as an MSME in Kerala with valid UDYAM registration
- Have obtained the Bharat Sookshma/ Laghu Udyam Suraksha Policy from any of the four PSU insurance providers through full payment of the premium
- All MSMEs in the manufacturing or service or trade sector will be eligible

Don't miss this exceptional opportunity to secure and empower your business. Apply today and fortify your MSME's future with the MSME Insurance Scheme by the Government of Kerala. Welcome to a brighter, more secure tomorrow.